Both Illinois and Missouri require drivers to have car insurance. Unfortunately, there are a significant number of drivers on our roads who either ignore this law, or allow their insurance policies to lapse. Therefore, many people find themselves involved in car accidents with uninsured drivers – and have no clue what to do or where…

When we were children, “fault” was a common word. How often did you or a friend say, “It wasn’t my fault!” or “It’s her fault!” to avoid getting in trouble, or to lessen a punishment? As adults, “fault” still means what it meant then – unless you’re involved in a lawsuit or an insurance claim.…

After a car accident, there are a thousand things pulling your attention in multiple directions, but one thing you do not want to forget is to get your car accident report. Not only is it legally required, but it can also be used to your benefit if you file a personal injury lawsuit. Having a…

If you are in a car accident, it may seem like a good idea to settle privately with the at-fault driver. You don’t want to spend money on an attorney or professional if you can do it yourself, right? The problem with that is the legal process is complicated and complex, with lots of small…

In the aftermath of an accident involving a drunk driver, it’s easy to attribute blame solely to the driver. In most cases, he or she is the liable party, which means you can file a claim against that drunk driver to recover compensation for your losses. Nevertheless, in both Missouri and Illinois, there exists a…

Everyone knows the dangers of speeding, but there are a lot of drivers who do it, anyway. Maybe they can’t resist an open highway when they see one, or maybe they’re trying to make up for lost time stuck in traffic. Maybe they take all those car commercials to heart – you know, the ones…